colorado car insurance that’s right for you, not someone sorta like you
We know you're used to living at elevated
altitudes, Centennial State residents, but that doesn't mean your car
insurance premiums should be so high they're snowcapped.
In fact, Esurance offers some of the most competitive
auto insurance rates in Colorado, along with 24/7 customer service and
our Claim Satisfaction Guarantee to help give you the peace of mind you need from your auto insurance company.
Break the ice and get to know us by starting a free
Colorado car insurance quote. You'll gain instant access to our
interactive online tools that make the car insurance process
transparent, more affordable, and easy to understand.
car insurance coverages in colorado
Required coverages
Colorado requires its drivers to carry liability insurance with at least the following limits:
- $25,000 bodily injury liability coverage per person
- $50,000 bodily injury liability coverage per accident
- $15,000 property damage liability coverage per accident
You'll often see these numbers written as 25/50/15. You can
choose higher limits to have more coverage when you customize your
policy.
Optional coverages
These additional coverages can help provide you with the
extra peace of mind and security you need, while giving you increased
financial protection in the event of a claim:
- CarMatch Rental Coverage®
- Collision
- Comprehensive
- Custom parts and equipment
- Auto loan/lease (or "gap")
- Medical and funeral services payments
- Towing and labor
- Uninsured motorist bodily injury
- Uninsured motorist property damage
Plus, CoverageMyWay™,
only from Esurance, provides coverage options to help make sure you
only pay for what's right for you. It's just one way we strive to make
car insurance faster, simpler, and more affordable.